1 Free Credit Report A Year

Annual Credit Report Request Form - Consumer Information
You have the right to get a free copy of your credit file disclosure, commonly called a credit report, once every 12 months, from each of the nationwide consumer credit reporting companies - Equifax, Experian and TransUnion. ... Return Document

Extended 7-year Fraud Alert - Equifax
Equifax Extended Fraud Alert Request Form To place an extended fraud alert on your credit file please send to Equifax – via Fax or US Mail - a valid police report, ... Visit Document

Request For Your TransUnion Personal Credit Report
Request for Your TransUnion Personal Credit Report First Name Determine if you qualify for a FREE Personal Credit Report Home Phone Number Work/Alternative Phone Number Name of Employer* Your eMail Address* Massachusetts FREE $8.00 $8.00 Calendar Year ... Read Document

Free Credit Report - Equifax
REQUEST TO OBTAIN MY FREE CREDIT REPORT DATE OF BIRTH: MONTH/DAY/YEAR S.I.N.: (OPTIONAL) *Equifax Credit Score is a product some service providers use when assessing applications for credit and services. ... Fetch Full Source

Credit Score One Year - Homesenserealty.co
Your credit needs get your credit report and ficor credit score today start your trial membership for 1 credit karma offers free credit scores Credit Score One Year Free eBooks Download | homesenserealty.co Author: ... Get Content Here

Get Amazon AWS 1 Year Free Tier Without Credit Card And Phone ...
Get Amazon AWS 1 Year Free Tier Without Credit Card And Phone NumberGet Amazon AWS 1 Year Free Tier Without Credit Card And Phone Number ... View Video

One Free Yearly Credit Score - Third Way
Ideas for launching and publicizing one free yearly credit score No. Entitling consumers to one free credit report per year didn’t put the credit bureaus out of business. Instead, it created more consumer awareness of ... Get Content Here

Annual Credit Report.com - Home Page
About AnnualCreditReport.com. There's more to the game than a score. How you play changes your score. Details such as how much credit you have, Get a free copy of your credit report every 12 months from each credit reporting company. ... Fetch Doc

Millionaire - Wikipedia
These practitioners may use the term "millionaire" to mean somebody who is free to an increase from $5.4 trillion the previous year There are approximately 520,000 US$ multimillionaires worldwide in 2016 according to data from the Knight Frank Wealth Report. Roughly 1.5% of US ... Read Article

Get Amazon AWS 1 Year Free Tier Without Credit Card And Phone ...
Watch The Video and Follow The Instructions To Get Amazon 1 Year Free Tier Without Credit Card Or Phone Number And Don't Forget To Like And Share My Video An ... View Video

Sample Credit Report - Experian
Sample Credit Report | Free Annual Credit Report | Experian Credit Report Year of birth: 1959 Address: 123 MAIN STREET ANYTOWN, Download a sample credit report with credit history information from public records, ... Retrieve Doc

Training Guide - Check Your Credit Report & FICO® Score
Training guide. Once you’ve reviewed this guide, we’re sure you’ll agree, Business Profile that is the subject of this credit report. • Subsidiaries — business that is the subject of this credit report owns more than 50 percent. 1 2 3. Notes: 3 ... Fetch Content

Consumer Advisory: Check Your credit Score At Least Once a Year
Check your credit report at least once a year The Consumer Financial Protection Bureau advises consumers to check their credit reports at least free credit reports f rom the three major national credit reporting companies – Equifax, Experian ... Retrieve Content

Free Credit Reports - New York State Attorney General
Consumers to receive free copies of their credit report annually. simultaneously, or staggered throughout the year. The New York State Attorney General’s Office encourages everyone to take advantage of this valuable free credit reports. The report found some of these sites appeared in ... Return Document

Old State Agency Phone Routes Callers To Scammers
What happened to her next is a weird and twisted journey through a bureaucracy that involves what are now-abandoned state agency phone lines. Clearly a scam because: No. 1, the state does not ... Read News

Best Travel Rewards Programs For AIr & Hotel - 2015
When it comes to getting bang for your buck, there may be nothing more satisfying than scoring free travel or some nice perks. Unfortunately, most of us haven't got time to figure out which airline and hotel loyalty programs are worth joining. No worries. US News & World Report recently crunched ... Read Article

Credit Card Fraud - Wikipedia
Credit card fraud is a wide-ranging term for theft and fraud committed using or involving a Estimates created by the Attorney-General’s Department show that identity crime costs Australia upwards of $1.6 billion each year, released the report Identity Crime and Misuse in Australia ... Read Article

How Can I Check My Credit Score For Free? - YouTube
You can request a free copy of your credit report from each of three major credit reporting agencies – Equifax®, Experian®, and TransUnion® – once each year ... View Video

Student Name: _____________________ Class ...
FIXING CREDIT ____ 1. You can order a copy of your credit report: A. Free online from www.annualcreditreport.com once a year from each of the. credit reporting companies ... Retrieve Document

Free Annual Credit Reports - Consumer Information
3 They are providing free annual credit reports only through annualcreditreport.com, 1-877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, ... Return Doc

Financial Literacy Quiz ~ ANSWERS
1 Financial Literacy Quiz ~ ANSWERS If you are turned down for credit based on a credit report, the record can be checked for free d. All credit records are the property of the U.S. government and access is only available to the During the past year or ... Return Document

TransUnion Credit Report User Guide
Sections of the print image TransUnion Credit Report. Credit report basics TransUnion Credit Reports draw information from TransUnion Credit Report the inquiring subscriber’s TransUnion-assigned code, name, ***SSN YEAR OF ISSUANCE: FILE SSN ISSUED: 1957-1960; STATE ISSUED: IL; EST. ... Read More

REQUEST TO OBTAIN MY CREDIT HISTORY REPORT
REQUEST TO OBTAIN MY CREDIT HISTORY REPORT PLEASE PRINT Name: LAST NAME FIRST NAME INITIAL SUFFIX (Sr, Jr, MONTH DAY YEAR This form - Consumer Credit Report Update Form – can also be found on-line at www.equifax.ca SIGNATURE DATE National Consumer Relations ... Doc Viewer

List Of Consumer Reporting Companies
1 LIST OF CONSUMER REPORTING COMPANIES year 2016, the maximum allowable fee remains unchanged at $12.00). Requesting copies of your Each of these companies will provide one free credit report every 12 months if you request it. ... Retrieve Content

ATTOHNE'TSAT LAW - Doj.nh.gov
IHMVCU is providing affected individuals access to 1 free year of credit monitoring and identity restoration services through TransUnion, on how to obtain a free credit report, a reminder to remain vigilant for incidents of fraud and ... Read Here

Experian Free Credit Report No Creditcard Needed

Happy Holidays | Credit Builder Network| Build Business ...
Happy Holidays | Credit Builder Network| Build Business Credit Fast | Happy Holidays to all our clients and Facebook Friends, Family, and YouTube Subscribers ... View Video

Credit Scores And Your Financial Future - Cte.sfasu.edu
Able to obtain credit when wanted/needed. Paying bills late. Too many delinquent accounts. You are entitled to a free credit report once a year from each of the following credit bureaus: Equifax. http://www.federalreserve.gov/creditcard. Credit Union National Association ... Document Viewer

Small Loans no credit Check Direct Lender - Instant Response ...
Total price laugh at the current repayment schedule and an Experian soft credit pull and documents upload city of Small loans no credit check direct lender Pleasant. 5708212055 cvbobkal In August 2013 and 1. payday loan no bank account needed las vegas 2. home loans in rapid city sd ... Document Viewer

Legally Improve Your Credit - Joeforthepeople.com
Legally Improve Your Credit The$three$credit$reporting$agencies$are$Equifax,$Experian$and$TransUnion.$If$youhave$access$to with$a$free$copy$of$your$credit$report$if$the$dispute$resulted$in$a$change.$You$can$request$that$ ... Read More

AnnualCreditReport.com - Wikipedia
AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, In order to obtain a free credit report, The report concluded that the credit reporting agencies and the Federal Trade Commission needed to do more to rein in and ... Read Article

Understanding(and(managing(your( credit
Understanding(and(managing(your(credit. 2 Broughtto (your(free(creditreport- Online:(visit annualcreditreport.com((- By(phone:(Call(877.322.8228(- By(mail (away(documents(such(as(preapproved(creditcard(offers(before(shredding • Don’tprintyour(Social(Security(number(on(your ... Fetch Here

free credit report Request Form - Equifax Personal Solutions
REQUEST TO OBTAIN MY FREE CREDIT REPORT Important Information & Instructions: In order to protect your personal information we will validate your identity before mailing your credit report to your confirmed ... Fetch Document

Additional Details >>> HERE - Files.ctctcdn.com
Report yahoo answers,free astrology 2013-14,l&p digital photographic,experian free credit report free credit report no creditcard needed,free credit report score wrong,digital photo frame service centre in chennai,ecommerce ideas to make money,make money online not surveys,digital ... Read Document

Equifax Credit Information Services Pvt Ltd. Credit Report ...
CREDITCARD STATEMENT The Credit Report shall be dispatched and delivered only to an address which is present in our database. On any change in address you undertake to update your address in the records of the ... Access This Document

Identity Theft And Your Social Security Number - Ssa.gov
Needed, how it’ll be used, and what will credit report periodically. You can get free credit reports online at . www.annualcreditreport.com. Should you get a new Social stolen, but there’s no evidence that someone is using your number; ... Retrieve Here

Wise Use Of Credit Cards (002) [Read-Only] - Alecu.org
•How to get credit report, credit score •How to avoid fraud •Tips to manage debt, Pitfalls of Credit Cards •Commits future income needed for necessities •No credit limit increases without proof of ability to pay or ... Doc Retrieval

Dispute Form - Card Servicing - Gif.juniper.com
Dispute Form Please complete, print, and sign this form if you are disputing a charge from a merchant which posted to your credit card. You can also save the completed form to your computer as a record of your dispute. Toll Free (866) 390-3437 . Title: Microsoft Word - Dispute Form[1].doc ... Document Retrieval

Credit Card - Wikipedia
The advantage of the secured card for an individual with negative or no credit history is that most companies report regularly to the major credit with a poor credit history or no credit history to have a credit card which might not a credit card. [citation needed] Benefits and ... Read Article

Guide To Credit Scoring In R
Guide to Credit Scoring in R By DS with 9+ years experience in risk management) Summary To date Sept 23 2009, as Ross Gayler has pointed out, there is no guide or documentation on Credit Scoring using R That said due to prevalence of KS we show how to compute it in R as it might be needed ... Document Retrieval

Credit Card Application - Personal Banking - CommBank
Credit Card Application interest free period. I would like the maximum credit limit available based on my application or; • Get a consumer credit report about you from a credit reporting body to assess any application you make, including ... View Document

Convocation 1 - Images.acswebnetworks.com
Convocation 1 Accomack, Cape Charles, Eastville, Jenkins Provides free credit report one a year from the three major credit-reporting (800)685-1111 Experian one of the major credit reporting agencies www.experian.com (888)397-3742 Transunion one of the major reporting agencies www ... Access Doc

Case Study: Lisa’s Rewards - Pressible
If she’s doing well and has enough free time, she plans to . Topic: credit. Case Study: Lisa’s Rewards Lisa’s Rewards money she didn’t have, and would pay the bill on time every month. Credit report Credit score Debit card Finance charges Grace period Identity theft ... Access Doc

With CareCredit
With CareCredit . . . Start care immediately I no longer meet GeMB’s credit criteria or if I do not meet GeMB’s debt to income requirements. This “prescreen” offer of credit is based on information in your credit report indicating that you meet certain criteria. ... Read Content

Legally Improve Your Credit - Mad City Sales
Legally Improve Your Credit The$three$credit$reporting$agencies$are$Equifax,$Experian$and$TransUnion.$If$you$have$access$to$ with$a$free$copy$of$your$credit$report$if$the$dispute$resulted$in$a$change.$You$can$request$that$ ... Document Viewer

Credit Scores And Your Financial Future Presentation Notes
Credit Scores and Your Financial Future No monetary charge can be made for the reproduced materials or any document containing them; however, A high credit score is needed when searching for an apartment or house because it helps ... Read Document

Keys To A - Windward Dodge Chrysler Jeep/ Windward Hyundai
Keys To A Better Credit Score The$three$credit$reporting$agencies$are$Equifax,$Experian$and$TransUnion.$If$youhave$access$to with$a$free$copy$of$your$credit$report$if$the$dispute$resulted$in$a$change.$You$can$request$that$ ... View Full Source

Understanding Credit Card Frauds - Center For Problem ...
Understanding Credit Card Frauds Page 1 of 1 OVERVIEW Introduction Credit Card Fraud is one of the biggest threats to business establishments today. ... Doc Retrieval

Welcome Baptist Employees Credit Union!
Deposit box if they will be needed by anyone who cannot gain access to companies (Equifax, Experian, and TransUnion). This free credit report can be requested online at www.annualcreditreport.com , by phone, or by mail. When http://ww.federalreserve.gov/creditcard .” The ... Fetch Content

What Is The Official Free Credit Report Site

Annual Credit Report Request Form - Consumer Information
You have the right to get a free copy of your credit file disclosure, commonly called a credit report, once every 12 months, from each of the nationwide consumer credit reporting companies - Equifax, Experian and TransUnion. ... Access This Document

EQUIFAX EXPERIAN TRANSUNION Www.freeze.equifax.com Www ...
You now have added free protection under the law to prevent identity theft by placing a credit freeze for free on your credit report with the Locking down your credit will not impact your credit score. EQUIFAX EXPERIAN TRANSUNION www.AnnualCreditReport.com is the official access point ... Read Document

Request For Full File Disclosure - LexisNexis Personal Reports
Request for Full File Disclosure Major Credit Card Billing Statement* Why do I need to provide personal information to receive my report? Your personal identifying information, such as your Social Security number and date of birth, ... Retrieve Content

Information Provided Concerning The Disclosure And ...
Pertaining to Consumer Reports pursuant to the Fair Credit Reporting Act (FCRA) Form 13340 take any adverse action based in whole or in part on your credit report, you will receive credit score information for free from the mortgage lender. ... View Doc

Is It Legal? Mike Edmonson's Tax-free Lifestyle Sparks Questions About Other Louisiana-paid Housing
Much of the audit focused on Edmonson's penchant for freebies, including his improper use of state dry-cleaning services for his wife and thousands of dollars in unauthorized meals he charged ... Read News

List Of Consumer Reporting Companies
Who can see your consumer credit report Consumer reporting companies must follow legal restrictions but generally can provide Each of these companies will provide one free credit report every 12 months if you request it. ... Access Full Source

Copy Of My Free Credit Report PDF Download - Occupyboise.org
Copy Of My Free Credit Report Annual credit reportcom home page, lots of sites promise credit reports for free annualcreditreportcom is the only official site get a free copy of your credit report ... Read Here

6 Sneaky Scams To Watch Out For This Holiday Season
A 2015 AARP Fraud Watch Network survey found that 70 percent of consumers did not know how to stay safe from common holiday scams, and many engaged in risky behaviors that could see them fall ... Read News

ChexSystems - Wikipedia
ChexSystems is a check verification service and consumer credit reporting agency owned by the eFunds subsidiary of Fidelity National Information Services. Therefore, consumers may retrieve a ChexSystems report annually, free of cost. ... Read Article

Xscape: Still Kickin' It: Is Jermaine Dupri Taking Credit For ...
Try YouTube TV for free Loading Watch live TV from 40+ channels. Working No thanks. Try it free. Find out why Close. Xscape: Still Kickin' It: Is Jermaine Dupri Taking Credit for the Reunion? (Episode 3) | Bravo Bravo. Loading Official Site: http://bravo.ly/Xscape Full ... View Video

Free Annual Credit Reports - Consumer Information
Which established the free annual credit report program. Q: to offer “free credit reports,” “free credit scores,” or “free credit monitoring” are not part of the legally mandated mistype the name of the official site. ... Read More

Annual Credit Report.com - Home Page
Don't be fooled by look-alikes. Lots of sites promise credit reports for free. AnnualCreditReport.com is the only official site explicitly directed by Federal law to provide them. ... Doc Viewer

Sample Report
Sample Report. Only Equifax Optima provides this Optima Report Kcy 'toms This section provides a sunwnary Of the key items Within the report. Induding our monthly credit opinion on the con»any together With other key Scores such as Our ... Fetch Full Source

View Sample Report - Check Your Customer's Credit On Experian ...
Title: Experian Credit Report and VantageScore for Tenant Screening Keywords: tenant credit check; credit check tenant; rental credit check; renter credit check; tenant credit report; credit check for renters; credit check for tenant; experian tenant screening; tenant background check; tenant ... Doc Viewer

USA.gov - Wikipedia
USA.gov is the official web portal of the United States federal government. Visitors to USA.gov can sign up for free e-mail alerts in both English and Spanish, or report an unsafe product, ... Read Article

Capital One No Credit PDF Download - Occupyboise.org
Capital One No Credit Capital one official site, dont let your credit report surprise you get notified of changes to your transunion® report with 100% free creditwise® from capital one. ... Read Full Source

FDA Investigation Underway After Mom Finds Flour In Can Of Baby Formula
A Portland mom says she bought a can of baby formula from Walmart that wound up being flour. The formula in question is now subject of an FDA investigation and considered by Enfamil to be consistent with a type of retail return fraud. ... Read News

TAXES. SECURITY. TOGETHER. - Irs.gov
• Check your credit report annually; check your bank and credit card statements often; • Review your Social Security Administration records annually: Sign up for My Social Security at www.ssa.gov. • If you are an identity theft victim whose tax account is affected, ... Retrieve Full Source

Annual Credit Report Request Form
For more information on obtaining your free credit report, visit www.annualcreditreport.com or call 877-322-8228. Use this form if you prefer to write to request your credit report from any, FACT Act Request Form Final (31238 - Activated, Traditional) ... Access This Document

REQUEST TO OBTAIN MY CREDIT HISTORY REPORT
REQUEST TO OBTAIN MY CREDIT HISTORY REPORT PLEASE PRINT Name: LAST NAME FIRST NAME INITIAL please contact us using our toll-free number This form - Consumer Credit Report Update Form – can also be found on-line at www.equifax.ca SIGNATURE DATE National Consumer Relations P.O ... Retrieve Full Source

Credit Report Dispute Form - Austin Tenants' Council
Credit Report Dispute Form Found inaccuracies in your report? If so, use this form to contact the credit bureau (Experian, Equifax, or TransUnion) that ... Doc Viewer

Consumer Advisory: Check Your credit Score At Least Once A Year
Check your credit report at least once a year The Consumer Financial Protection Bureau advises consumers to check their credit reports at least free credit reports f rom the three major national credit reporting companies – Equifax, Experian ... Fetch Content

Identity Theft And Your Social Security Number - Ssa.gov
Credit report periodically. You can get free credit reports online at . www.annualcreditreport.com. Should you get a new Social Security number? If you’ve done all you can to fix the problems resulting from misuse of your Social Security number, and someone is ... View Document

Transunion Free Report Denied Credit

The Equifax Data Breach: What Is River Valley Credit Union ...
TransUnion offers a free service called TrueIdentity that allows you to lock your credit file with just a click or swipe, • Review Unexpected Mail from IRS or Denied Credit Report - Do not ignore the mail. Review it and call ... Access Doc

Equifax - Federal Trade Commission
With a free copy of my credit report as required by law after I was turned down for credit by ING I was denied the ability to make an online request by I tried three times through separate mail requests to obtain a copy of my credit report from TransUnion, ... Doc Viewer

Mortgage Underwriting In The United States - Wikipedia
Mortgage underwriting in the United States This article needs additional citations for verification. Transunion and Experian, the credit report provides information such as credit scores, the borrower’s current and past information about credit cards, loans, collections, ... Read Article

Maximizing The Benefits From Credit Reporting - TransUnion
Credit bureaus have evolved worldwide in recent decades to reduce the costs of assessing borrower risk. Credit reporting benefits both lenders and consumers, ... Return Document

Request For Your TransUnion Personal Credit Report
Request for Your TransUnion Personal Credit Report First Name Determine if you qualify for a FREE Personal Credit Report Home Phone Number Work/Alternative Phone Number I was denied a government license or benefit - By Whom? 5. ... Fetch Doc

CREDIT BUREAU INFORMATION - BECU
CREDIT BUREAU INFORMATION BECU Credit Disputes - Mail stop #1082-2 P.O. Box 97050 Seattle, If you have been denied credit within the last Free Credit Report Annualcreditreport.com P.O. Box 105281 Atlanta, ... Content Retrieval

How To Obtain Credit Report - Debt & Credit Counseling: Money ...
How To Obtain Credit Report There are several credit scores available, You may obtain a free credit report if you have been denied credit within the last 60 days. Equifax, Experian and TransUnion. For instant access to your free credit report, ... Retrieve Document

Trans Union Consumer Relations Guidelines - Lindsey Software
Trans Union Consumer Relations Guidelines . If, TransUnion credit report and has not received it. Advise the consumer they should receive it within 7 business days. Denied Credit Within Last 60 Days) TransUnion LLC . 2 Baldwin Place . ... Visit Document

Request For Your TransUnion Personal Credit Report
Request for Your TransUnion Personal Credit Report First Name Determine if you qualify for a FREE Personal Credit Report Home Phone Number Work/Alternative Phone Number Name of Employer* Your eMail Address* I was denied credit or was notified of another credit-related adverse action. ... Return Doc

Your Credit Report: The Basics - BALANCE
• TransUnion Creditors typically report to them monthly, and data you can get a copy of your credit report from each bureau free once a year through the about it after they are denied for credit. Periodically ... Return Document

Free Annual Credit Reports - Consumer Information
Free Credit Reports CREDIT. 1 T he Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 TransUnion: 1-800-916-8800; ... Retrieve Full Source

Disputing Errors On Credit Reports - Consumer Information
2 How to Order Your Free Report An amendment to the FCRA requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a ... Document Viewer

TransUnion
Within the last 60 days, you have received an adverse action notice based on information from your TransUnion credit report, such as: I am eligible ... Get Doc

Tanya Tankou - YouTube
Innovis is a credit reporting agency just like Experian, Equifax and Transunion. It operates under the FCRA and provides credit reports to lenders when you apply for credit. ... View Video

Annual Credit Report Request Form
The nationwide consumer credit reporting companies, Equifax, Experian and TransUnion. For instant access to your free credit report, visit www.annualcreditreport.com. Annual Credit Report Request Form Once complete, fold (do not staple or tape), ... Document Viewer

Free Annual Credit Report - Money Smart CBI
Free Annual Credit Report . In addition to the one free report a year, you may also be able to obtain a free credit report if: Your application for credit, insurance, or employment is denied based on information in your credit report. ... Read Document

Protect Your Most Ten Steps To Prevent Identity Fraud ...
Yourself from credit fraud. Ten steps to prevent identity fraud Consumers can get their free annual personal credit report online at www.annualcreditreport.com or by calling (877) TransUnion Credit Fraud Prevention Toolkit Author: TransUnion LLC ... View Full Source

CONSUMER DISCLOSURE INSTRUCTIONS - CoreLogic
Credit report was obtained more than 60 days prior to your current copy of your credit report. To dispute information contained in your Experian, Equifax or TransUnion credit reports, please contact the credit bureau(s will receive credit score information for free from the mortgage ... View Full Source

Credit Reports And Credit Scores - United States Dollar
Credit Reports and Credit Scores You can get one free credit report every twelve months from each of the nationwide credit bureaus—Equifax, because of something in my credit report? A: If you are denied credit, insurance, ... Fetch Document

What Is The Average Credit Score Experian? - YouTube
Credit ranges experian, equifax, transunion. Consumer's average Average experian Check how credit scores in your postcode compare with the uk avoid most common reasons for being denied harrington experian How to get a Free Experian Credit Report - Duration: 2:43 ... View Video

Credit Report Request Form - Equifax
The name and last 4 digits of a major credit card: WERE YOU DENIED CREDIT? please contact us using our toll-free number below. Consumer Credit Report Update Form – can also be found on-line at www.equifax.ca SIGNATURE DATE National Consumer Relations P.O. Box 190, Station Jean-Talon, ... Retrieve Content

Annual Credit Report Request Form
You have the right to get a free copy of your credit file disclosure, commonly called a credit report, once every 12 months, from each of the nationwide consumer credit reporting companies - Equifax, Experian and TransUnion. ... Get Content Here

Sample Credit Report - Experian
Online Personal Credit Report from Experian for Index: - Potentially negative items - Accounts in good standing - Requests for your credit history ... Get Document